Clive Barwell TEP FCSI CFP

Clive Barwell
TEP CFP Chartered FCSI

Accredited Member of the Society of Later Life Advisers

Call me for a chat on
0800 074 8755


Cookies are small text files that are placed on your computer by websites that you visit. They are widely used in order to make websites work, or work more efficiently, as well as to provide information to the owners of the site.

By using this site you are consenting to their use.

If you would prefer not to receive cookies, you can modify your browser so that it notifies you when cookies are sent to it or you can refuse cookies altogether. You can also delete cookies that have already been set.

If you would like to restrict or block web browser cookies which are set on your device then you can do this through your browser settings; the Help function within your browser should tell you how.

Alternatively, you may wish to visit, which contains comprehensive information on how to do this on a wide variety of desktop browsers.

The list below explains the cookies we use and why.

To opt out of being tracked by Google Analytics across all websites visit

Page Caching

The site uses a caching plugin to ensure that the website loads quickly and performs well for all its users. This cookie is strictly necessary for the caching plugin to work. The cookie is named w3tc_referrer.

Site Cookie Acceptance

This cookie is used to record if a user has accepted the use of cookies on our website. It has the name viewed_cookie_policy.

Google Analytics

Every time a user visits our website, web analytics software provided by a third party generates an anonymous analytics cookie.

These cookies can tell us whether or not you have visited the site before. Your browser will tell us if you have these cookies, and if you don't, we generate new ones.

This allows us to track how many individual unique users we have, and how often they visit the site. These cookies cannot be used to identify individuals; they are used for statistical purposes only.

Multiple Social Sharing Cookies

Our website includes social share buttons meaning 3rd party sites such as Facebook, Twitter, Google+ or LinkedIn may set multiple 3rd party cookies. You can view more info on privacy for these 3rd party sites by clicking on the relevant link: Facebook, Twitter, Google+ and LinkedIn.

Multiple YouTube Cookies

From time to time, we may embed YouTube videos into our website using YouTube's embed code. This means YouTube may set multiple 3rd party cookies. You can find out more about the YouTube cookies on their website.

Accredited SOLLA Advsior