Blog | Posts Tagged 'Investment'

Your inclination is just to leave the money on deposit because investing is too risky. Risk means different things to different people and, if you’ve never invested before, the prospect looks scary.

An investment – lump sum or regular savings – into an offshore bond written under a Discretionary Trust could be a particularly attractive way of pre-funding these costs.

This “Statement of Investment Principles” outlines the eight key aspects of how I seek to invest and manage client’s money. These principles shape the advice I provide to meet long-term investment goals.

An Individual Savings Account (ISA) is a “wrapper” for cash and/or investments which confers some valuable tax benefits to UK resident savers and investors.

Balancing the risk you are willing to accept with the investment returns you need to meet your investment objectives will help determine which investments to choose.

I liken the whole process to satellite navigation in the car – I work out where someone is now, where they want to go, plot a course and then keep them on that course, avoiding the financial obstacles en route.

The lessons are twofold. Firstly, deciding on a medium to longer-term strategy backed by a prudent cash reserve. Secondly, not being distracted by short-termism part way through that longer journey.